NY Insights & Solutions is a Chartered Accountant-led consulting firm for Indian SMEs. We find the cash stuck inside your business, show you what each product really costs, get your finance sanctioned, and build the software that keeps it all running.
Maurya Group
Ghatage Patil Industries
Kanakshree Spinners Private Limited
Kale Bajaj
Hindustan Castings
Alliant Group
Priyadarshani Polysacks
Samarth Carbon & Alloys
Union Bank of India
Iconic CastingsCompany A funds it with an overdraft it never clears. Company B does not borrow at all. Neither owner would call it a strategy decision.
This is the first thing we look for, in every business we open up.
Every engagement starts with the same question — where is your money, and what is it doing? The answer usually points to two or three of these.
Two products, both built for Indian MSMEs and both born out of real client problems. They are priced for a small business and they work on the phone your supervisor already carries.
Billing at the counter and collections in one place. Raise the bill, and the system already knows who owes you what, for how long, and who to chase this morning.
From ₹7,499, one time. A lifetime licence — no annual renewal, no AMC, no per-user charge.
Inventory software small manufacturers will actually use. Goods in, material out, counted every month, with a variance report that names a person and a date.
Every figure below comes from a real engagement. Client names are held back for obvious reasons.
We do not sell a retainer in the first meeting. We look at your numbers first, tell you what we found, and let that decide whether there is work worth doing.
Send us the last two years' balance sheets and the pain point that is bothering you most, if there is one. Within a week we come back with specific things you can fix this quarter. Most owners find at least one of them surprising. There is no charge and no obligation.
We visit the plant or office and sit with your team, following the money end to end — purchase to payment, order to collection. We are looking for where cash gets stuck and where cost quietly leaks.
Not everything at once. Usually it is a proper monthly reporting pack, an honest costing model, and written processes for the functions that are leaking. You see the first results inside a quarter.
Reporting moves onto a fixed monthly calendar. Where it helps, we install our own receivables or stock software so the numbers keep themselves up to date instead of someone rebuilding a spreadsheet every month.
A monthly numbers meeting with you, a quarterly review in the format your bank and board expect, and someone to call when a lender, auditor or buyer asks a hard question.
Most of our work is with owner-run manufacturing and trading businesses between ₹5 crore and ₹1,000 crore of turnover, largely across western Maharashtra and Mumbai. We know what a foundry's cost sheet looks like and what a spinning mill's stock statement should say.
A virtual CFO gives you senior finance leadership without a full-time salary. In practice that means a monthly reporting pack you can act on, a rolling cash forecast, product and customer profitability, control over working capital, and someone who handles your bankers and auditors. Your accountant records what happened; a virtual CFO tells you what to do next.
It depends on turnover, number of locations and how much of the work is one-time versus ongoing. As a guide, a monthly virtual CFO and MIS retainer for a business between ₹25 crore and ₹150 crore costs materially less than one experienced full-time finance manager. Project work such as a project report or a costing study is quoted as a fixed fee. We give you the number in writing before any work starts.
Your CA files returns, closes the books and signs the audit — work that looks backwards and is driven by statutory dates. We look forward: what the numbers mean, where cash is stuck, what a product actually costs, and how to get finance sanctioned. We work alongside your existing CA, not instead of them.
The free review gives you findings in about a week. The full diagnostic takes two to three weeks. Most clients see a measurable cash or cost improvement within one quarter — usually from receivables, slow inventory or purchase discipline, because that is where SME money is normally trapped.
Typically ₹5 crore to ₹1,000 crore of turnover — owner-run manufacturing, engineering, textile, packaging and trading businesses, plus MSMEs that want proper systems before they scale, and technology companies that need SOC or SOX compliance. Below ₹5 crore, our software and a short costing or process engagement is usually a better fit than a full retainer.
Yes. We are based in Kolhapur and Mumbai and work across Maharashtra — Pune, Sangli, Satara, Ichalkaranji, Nashik and Aurangabad — and with clients elsewhere in India and in the United States. Reviews and monthly meetings run online; diagnostics, stock audits and process work are done on site.
One of the two Chartered Accountants who run the firm leads every engagement and attends your monthly meeting. You are not handed to a junior after the first meeting. That is deliberate, and it is the reason we take on a limited number of retained clients.
Send us the last two years' balance sheets and the pain point that is bothering you most. We come back with things you can fix in the next quarter — no obligation, no sales deck.